Does your pension provider give you different fund options1? Do you have pension pots from past jobs? Are self-employed? If so, you can take steps to move your money to providers and funds that suit you.
options2 – As a rough rule of thumb, if you work in the public sector or started paying into a scheme before 1995, you probably won’t have a choice. See our FAQs for more.
Your pension belongs to you. But it’s your employer who decides which pension provider manages your money, and therefore what funds are available to you. If you’re unhappy with the options you have, then your employer is going to have to make a change. They hold the keys as the pension provider’s customer.Start a conversation in your workplace